Certificate of Insurance Template
Acknowledgement
I acknowledge that I have applied with Signature Insurance, Inc. for an Insurance Policy an have reviewed the provisions shoiwng how a life insurance policy performs using the company's assumptions based on the Insurance Commissioner's guidelines on interest rates.
I likewise understand that the performance of fund may vary, the values of my units are not guaranteed and will depend on the actual performance of a given period. The value of my policy could be less than the premiums paid.
I understand that the risks of invesment under this policy shall be borne by me, as the policy owner.
Provisions
The Contract | The proposals, the application form, any endorsements and amendments agreed upon in writing after this policy is issued shall constitute the entire Contract. The benefits payable shall be based on the performance fo the investment funds chosen by you. |
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Effectivity | The effectivity of this policy initiates upon the initial payment of its Premium and the delivery of the Policy to the Owner while the Insured is in good health. |
Currency and Place of Payment | All amounts payable either to or by us will be in the currency specified in the Policy details. Acceptance of placement of payments shall be at any of our offices or such other location as determined by us from time to time |
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Incontestability | After two years from the time of effectivity or from last reinstatement of the contract, the said contract shall be incontestable except for non-payment of Premium and Insurance Charges or any other ground recognized by law. |
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Suicide | No liability shall be borned by the Company if in case the life insured dies by suicide. However, if the death by suicide happens in the state of insanity, the life insured shall be compensated regardless of the date of the commission, within the period of effectivity of this Policy. In case the death benefit is not payable, the liability of the Company shall be limited to:
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Beneficiaries | The assigned or named beneficiaries shall be as named or assigned in the application. The benefit proceeds are payable to the Beneficiaries named, or in his absence, the Contingents. In cas no beneficiary is indicated, the benefit proceeds shall be payable to the life insured, if living, or to his estate. |
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Separability Clause | Should any provision of this Contract be held invalid by any competent court, the same shall apply only to the provision involved and the remaining provisions hereto shall remain valid and enforceable. |
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Agreement Modification | No modification or alteration of this Contract shall be considered as having been made unless executed in writing and duly signed by the parties hereto. |
A certificate of insurance is a non-negotiable document issued by an insurance company or its broker, declaring that the policy has been issued to an insured person for certain types of risks. An insurance guarantees compensation for certain loss, damage, illness, or death in return for a payment of payment called Premium.
The Certificate of Insurance PDF Template provides for use comprehensive details what is usually contained in an Insurance Policy. This certificate of Insurance Template contains information on types and limits of coverage, policy number, the policy holder's name, the named beneficiaries, insurance company, the policies' effective periods, and other important details to the policy.
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