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Tuesday, February 18, 2025

AGREEMENT FORM

PART

IES

This Loan Agreement (hereinafter ref

erred to as the “Agreement”) is ente

red into on

02-18-20

25

Agreemen

t Date

(th

e

“Effect

ive Dat

e”

),

b

y

N & M Finan

cial Servic

es

and be

tween

Jane

First

Name

Mwelw

a

Last

Name

with an address of

Ngombe plo

t n0 21/69

Street Add

ress

Impact

road

Address

Line 2

Lusa

ka

City

(hereinafter referred to as th

e “Lender”) (Collectively refe

rred to as the

“Par

ties

”

)

INFORMA

TION

The Parties agree to insert

their basic information do

wn below;

Name, address, email, phone number, referenc

es and their phone numbers, security and col

lateral items of the borrower.

Jane Mwelwa

Ngombe plot n0 21/69 Impact road

097671

0042

+260

0976710

042

Phone N

umber

394787/10/1

Describe Yo

ur Collater

al

LOA

N

The Parties agree that the l

oan information set below is

accurate.

Start of th

e First Dat

e:

02-19-202

5

First Pay

ment Date

End Date of th

e Last Payment

:

02-23-202

5

Last Paym

ent Date

Loan Amount

(ZMW):

10,00

0

e.g 5

,000

Interes

t Rate:

20% 1 W

eek

Please

Select

Late

Fee:

K50.00 per day from

the agreed payment d

ate.

Payment M

ethod:

Mobile

Money

Please

Select

ACKNOWLEDG

EMENT

Hereby, the Parties agree that the L

ender will lend to the Borrower as p

er Agreement.

PAYME

NT

Hereby, the Parties agree that the repayment

amount will be

10,000 plus

20% 1

Week

Intere

st %

and will continue until the date of t

he Last Payment, which is

The payment is due every agreed nu

mber of days. The method of paymen

t will be

Mobile

Money

Please

Select

PROMISE

TO PAY

The Parties hereby agree that the Borrowe

r promises to pay the Lender and the

interest within

LATE CH

ARGES

Note:

Late payments beyond the agreed date will

incur a charge of K50.00 accumulated on

a daily basis.

AMENDME

NTS

The Parties agree that any amendments made

to this Agreement must be in writing where

they must be signed by both Parties to this

Agreement.

As such, any amendments by the P

arties will be applied to this A

greement.

ASSIGN

MENT

The Parties hereby agree not to assign any

of the responsibilities in this Agreement

to a third party unless consented to by b

oth Parties in writing.

GOVERNIN

G LAW

This Agreement shall be governed by an

d construed in accordance with the law

s of Zambia

ALTERNATIVE DISP

UTE RESOLUTION

Any dispute or difference whatsoever aris

ing out of or in connection with this Agr

eement shall be submitted to

in accordance with, a

nd subject to the laws o

f Zambia

ENTIRE AGR

EEMENT

This Agreement contains the entire agreemen

t and understanding among the Parties heret

o with respect to the subject matter hereof

, and supersedes all prior agreements, unde

rstandings, inducements and conditions, exp

ress or implied, oral or written, of any na

ture whatsoever with respect to the subject

matter hereof. The express terms hereof co

ntrol and supersede any course of performan

ce and/or usage of the trade inconsistent w

ith any of the terms hereof.

OWNERS

HIP

The Parties agree that this Agreement is no

t transferrable unless a written consent is

provided by both Parties of this Agreement

.

SEVERAB

ILITY

In an event where any provision of this Agre

ement is found to be void and enforceable by

a court of competent jurisdiction, then the

remaining provisions will remain to be enfo

rced in accordance with the Parties’ intenti

on.

SIGNATURE

AND DATE

The Parties hereby agree to the terms a

nd conditions set forth in this Agreeme

nt and such is demonstrated throughout

by their signatures below:

BORRO

WER

Jane M

welwa

Please S

ign Here

02-18-

2025

Today'

s Date

LENDER

N & M FINANCIAL SERVICES

Upload Collateral Picture/Doc

Upload Further Col

lateral Pic/Doc

Item - 17398956002787347412495596684880 3

Upload ID (NRC/Driver's License/Passport).......jpg/pdf/png/etc

Item - 17398957956238526840685153395610 4

Applicant's Email

Address

janemwelwa21@gmail.com

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